A cheque book is a set of cheque leaves issued by a bank that allows account holders to make payments directly from their bank account. Even in 2026, cheque books are still required for many purposes in India, such as:
- House rent payments
- School or college fees
- Government and legal payments
- Business and office transactions
- Security deposits and agreements
Earlier, requesting a cheque book meant visiting a bank branch and waiting in queues. Today, almost all major Indian banks allow you to Cheque Book Request Online using net banking, mobile apps, ATMs, or even SMS—saving time and effort.
Who Can Request a Cheque Book Online?
You can request a cheque book online if you are:
- A savings account holder
- A current account holder
Basic requirements usually include:
- Active bank account
- Registered mobile number with the bank
- Net banking or mobile banking enabled (for online/app methods)
- Debit card (for ATM requests)
Joint account holders can usually request cheque books, subject to bank rules.
Different Ways to Request Cheque Book Online
Most banks in India support one or more of the following methods:
Net Banking
Request through the bank’s official website after logging in.
Mobile Banking Apps
Request directly from the bank’s mobile app.
ATM Request
Use your debit card at the bank’s ATM.
SMS Banking (Where Available)
Send a specific SMS format to the bank’s registered number.
Availability of methods may differ by bank.
Step-by-Step Cheque Book Request vStep-by-Step Cheque Book Request via Net Banking (Long & Detailed Guide – 2026)
Before You Start: Things to Keep Ready
Before logging in, ensure:
- Your net banking is active
- Your mobile number is registered with the bank
- Your address is updated in bank records (cheque book is delivered here)
- You know your login ID and password
Step 1: Open Your Bank’s Official Net Banking Website
- Open a secure browser (Chrome, Edge, Safari, etc.)
- Visit your bank’s official website
- Click on Net Banking / Internet Banking Login
⚠️ Always check the website URL carefully to avoid fake or phishing sites.
Step 2: Log In to Your Net Banking Account
- Enter your User ID / Customer ID
- Enter your Login Password
- Complete OTP or additional verification (if asked)
After successful login, you will reach your account dashboard.
Step 3: Select the Correct Bank Account
If you have multiple accounts:
- Choose the Savings or Current Account for which you want the cheque book
Cheque books are account-specific, so selection is important.
Step 4: Go to “Service Requests” or “Cheque Book” Section
Look for menu options such as:
- Services
- Service Requests
- Cheque Book
- Cheque Book Request
- Account Services
Click on the option related to Cheque Book Request.
Step 5: Choose “Request New Cheque Book”
You may see options like:
- Request New Cheque Book
- Reissue Cheque Book
- Additional Cheque Book
Select Request New Cheque Book.
Some banks also show:
- Number of cheque leaves (10, 25, or 50)
Choose as per your requirement.
Step 6: Confirm Delivery Address
The system will display your registered address, such as:
- Home address
- Office address (if registered)
Check carefully:
- House number
- Street name
- PIN code
If the address is incorrect:
- Do not proceed
- First update address through net banking or branch
Step 7: Check Cheque Book Charges (If Any)
Before submission, the bank may display:
- Whether the cheque book is free
- Any charges per cheque book
- Charges applicable after free limit
Read carefully and confirm acceptance.
Step 8: Submit the Cheque Book Request
- Click Submit / Confirm
- Enter OTP or transaction password (if asked)
- Wait for confirmation message
Once submitted:
- A request reference number is generated
- Confirmation is shown on screen
Step 9: Receive Confirmation via SMS/Email
After successful request:
- You receive an SMS on your registered mobile number
- Some banks also send email confirmation
This confirms that your cheque book request has been accepted.
Step 10: Delivery of Cheque Book
- Cheque book is printed and dispatched
- Delivered by courier or India Post
- Delivery time: 5–10 working days
Someone may need to receive it at the address.
Step 11: How to Track Cheque Book Status
If delivery is delayed, you can track status:
Via Net Banking:
- Log in again
- Go to Service Requests → Request Status
- Select Cheque Book
- View current status (Processed / Dispatched / Delivered)
Alternative:
- Call bank customer care
- Visit branch if delay exceeds 10 working days
Common Issues During Net Banking Cheque Book Request
Option not visible
- Account type may not support cheque books
- Try desktop version instead of mobile browser
OTP not received
- Check mobile network
- Retry after a few minutes
Request failed
- Log out and retry
- Clear browser cache
Important Tips for Smooth Processing
- Always request during bank working hours
- Avoid multiple requests for the same account
- Keep reference number until delivery
- Update address before requesting
- Do not share login or OTP details with anyone
Cheque Book Request Using Mobile Banking Apps
Most major banks in India provide cheque book request options through their official apps, such as:
- SBI YONO
- HDFC Bank App
- ICICI iMobile
- Axis Mobile
- Canara ai1
- Union Bank Vyom
- Bank of Baroda App
General app steps:
- Open the bank’s mobile app
- Log in using MPIN / biometric
- Select Services / Cheque Book Request
- Choose account and cheque book type
- Confirm address and submit
This is the easiest method for most users.
ATM Cheque Book Request MetStep-by-Step Cheque Book Request via Net Banking (Long & Detailed Guide – 2026)
Before You Start: Things to Keep Ready
Before logging in, ensure:
- Your net banking is active
- Your mobile number is registered with the bank
- Your address is updated in bank records (cheque book is delivered here)
- You know your login ID and password
Step 1: Open Your Bank’s Official Net Banking Website
- Open a secure browser (Chrome, Edge, Safari, etc.)
- Visit your bank’s official website
- Click on Net Banking / Internet Banking Login
⚠️ Always check the website URL carefully to avoid fake or phishing sites.
Step 2: Log In to Your Net Banking Account
- Enter your User ID / Customer ID
- Enter your Login Password
- Complete OTP or additional verification (if asked)
After successful login, you will reach your account dashboard.
Step 3: Select the Correct Bank Account
If you have multiple accounts:
- Choose the Savings or Current Account for which you want the cheque book
Cheque books are account-specific, so selection is important.
Step 4: Go to “Service Requests” or “Cheque Book” Section
Look for menu options such as:
- Services
- Service Requests
- Cheque Book
- Cheque Book Request
- Account Services
Click on the option related to Cheque Book Request.
Step 5: Choose “Request New Cheque Book”
You may see options like:
- Request New Cheque Book
- Reissue Cheque Book
- Additional Cheque Book
Select Request New Cheque Book.
Some banks also show:
- Number of cheque leaves (10, 25, or 50)
Choose as per your requirement.
Step 6: Confirm Delivery Address
The system will display your registered address, such as:
- Home address
- Office address (if registered)
Check carefully:
- House number
- Street name
- PIN code
If the address is incorrect:
- Do not proceed
- First update address through net banking or branch
Step 7: Check Cheque Book Charges (If Any)
Before submission, the bank may display:
- Whether the cheque book is free
- Any charges per cheque book
- Charges applicable after free limit
Read carefully and confirm acceptance.
Step 8: Submit the Cheque Book Request
- Click Submit / Confirm
- Enter OTP or transaction password (if asked)
- Wait for confirmation message
Once submitted:
- A request reference number is generated
- Confirmation is shown on screen
Step 9: Receive Confirmation via SMS/Email
After successful request:
- You receive an SMS on your registered mobile number
- Some banks also send email confirmation
This confirms that your cheque book request has been accepted.
Step 10: Delivery of Cheque Book
- Cheque book is printed and dispatched
- Delivered by courier or India Post
- Delivery time: 5–10 working days
Someone may need to receive it at the address.
Step 11: How to Track Cheque Book Status
If delivery is delayed, you can track status:
Via Net Banking:
- Log in again
- Go to Service Requests → Request Status
- Select Cheque Book
- View current status (Processed / Dispatched / Delivered)
Alternative:
- Call bank customer care
- Visit branch if delay exceeds 10 working days
Common Issues During Net Banking Cheque Book Request
Option not visible
- Account type may not support cheque books
- Try desktop version instead of mobile browser
OTP not received
- Check mobile network
- Retry after a few minutes
Request failed
- Log out and retry
- Clear browser cache
Important Tips for Smooth Processing
- Always request during bank working hours
- Avoid multiple requests for the same account
- Keep reference number until delivery
- Update address before requesting
- Do not share login or OTP details with anyone
SMS Cheque Book Request (If Supported)
Certain banks support SMS banking for cheque book requests.
Typical process:
- Send a predefined SMS from your registered mobile number
- Use the bank-specific format (example:
CHQREQ <AccountNumber>)
Note:
- SMS formats and availability vary by bank
- Charges may apply
Always check your bank’s official instructions before using this method.
Cheque Book Charges & Delivery Time
Charges
- Many savings accounts receive free cheque books (limited leaves per year)
- Extra cheque books may be chargeable
- Current accounts usually have different pricing
Delivery Time
- Average delivery time: 5–10 working days
- Delivered by courier or India Post
- Address must match bank records
How to Track Cheque Book Status Online
You can track status using:
- Net banking → Service Requests / Status
- Mobile banking app → Request history
- Customer care helpline
Tracking helps if delivery is delayed.
Common Problems & Solutions
Request failed
- Check internet connection
- Try again later
Wrong address
- Update address in bank records before requesting
Cheque book not delivered
- Track status
- Contact customer care after 10 working days
Account not eligible
- Some zero-balance or basic accounts may have limits
Important Safety Tips
- Keep your cheque book in a secure place
- Never share cheque leaf photos or details
- Report lost or stolen cheque books immediately
- Regularly check account statements
Frequently Asked Questions (FAQs)
Can I request a cheque book without net banking?
Yes. You can use mobile apps, ATM, or SMS (if supported).
Is cheque book free for savings account?
Often yes, but free limits vary by bank.
How long does delivery take?
Usually 5–10 working days.
Can joint account holders request a cheque book?
Yes, subject to bank rules and operating instructions.
Conclusion
Requesting a cheque book online in 2026 is simple, fast, and convenient. With net banking, mobile apps, ATMs, and SMS options, most Indian banks allow you to place a request without visiting a branch.
By using online methods, you save time, avoid queues, and get doorstep delivery—making cheque book requests easier than ever for Indian banking customers.
